Bora Credit

Complaint upheld; enforcement notice issued. ODPC, February 2026. month-precision date

Record ID: ke-odpc-2026-0026
Case reference: ODPC Complaint No. 1763 of 2025
Jurisdiction: Kenya
Regulator: ODPC
Type: determination
Date decided: February 2026
Respondent type: private
Sector: digital lending
Violations: lack of consent, commercial use of personal data, unlawful processing
Provisions cited: s.25 DPA 2019, s.26 DPA 2019, s.30 DPA 2019, s.30(1)(F) DPA 2019, s.30(1)(a) DPA 2019, s.32 DPA 2019, s.36 DPA 2019, s.37 DPA 2019, s.56(1) DPA 2019, s.56 DPA 2019, s.58 DPA 2019
Outcome: complaint upheld; enforcement notice issued
Status: final
Source: Official document ↗
Record verified: 12 March 2026

Summary

The ODPC upheld a complaint against Bora Credit in the digital lending sector concerning lack of consent, commercial use of personal data, unlawful processing. The determination considers s.25 DPA 2019, s.26 DPA 2019, s.30 DPA 2019, s.30(1)(F) DPA 2019. An enforcement notice was issued against the respondent.

CONSENT · FINTECH · MOBILE-LENDING · UNLAWFUL-PROCESSING · UPHELD

Cite this decision

ODPC (Kenya), ODPC Complaint No. 1763 of 2025, determination of February 2026. African Data Protection Enforcement Tracker, Law Lab Africa Research, https://research.lawlab.africa/tracker/kenya/odpc/2026/bora-credit/ (accessed 22 July 2026).

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