Tracker / Kenya / 2024 / Platinum Credit Premier Credit
§ Tracker · Kenya · ODPC · 2024

Millie Namasaka v Platinum Credit Premier Credit

Complaint upheld; enforcement notice issued. ODPC, 14 February 2024.

Record ID
ke-odpc-2024-0021
Case reference
ODPC Complaint No. 2380 of 2023
Jurisdiction
Kenya
Regulator
ODPC
Type
determination
Complainant
Millie Namasaka
Date decided
14 February 2024
Respondent type
private
Sector
digital lending
Violations
commercial use of personal data, unlawful data disclosure, unlawful processing, failure to implement security measures
Provisions cited
s.25 DPA 2019, s.26 DPA 2019, s.28 DPA 2019, s.29 DPA 2019, s.30 DPA 2019, s.32 DPA 2019, s.37 DPA 2019, s.41(1) DPA 2019, s.42 DPA 2019, s.56 DPA 2019
Outcome
complaint upheld; enforcement notice issued
Status
final
Source
Official document ↗
Source integrity
SHA-256 17b1641b9702d912…
Record verified
30 July 2026

The facts

The complainant did not know how the respondents, two credit providers, obtained her phone number. Their agents kept calling her about loan products despite her declining the offers and visiting their offices to complain. The ODPC found the first respondent liable: unlike the second respondent, it provided no proof of consent, and its independent sales agents' agreements had no provision requiring agents to stop calling people who had not consented to their numbers being processed.

Orders and outcome

The first respondent was found liable, an enforcement notice was issued against it, and it was directed to put in place clear consent mechanisms for processing phone numbers for promotional messages and calls. The complaint against the second respondent was dismissed. The determination date is not legible in the scan.

DATA-SECURITY · DISCLOSURE · DISMISSED · FINTECH · MOBILE-LENDING · UNLAWFUL-PROCESSING

Cite this decision

ODPC (Kenya), Millie Namasaka v Platinum Credit Premier Credit, ODPC Complaint No. 2380 of 2023, determination of 14 February 2024. African Data Protection Enforcement Tracker, Law Lab Africa Research, https://research.lawlab.africa/tracker/kenya/odpc/2024/platinum-credit-premier-credit/ (accessed 30 August 2026).

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