Tracker / Kenya / 2023 / Metropol Credit Reference Bureau Limited
§ Tracker · Kenya · ODPC · 2023

Erastus Mbaka v Metropol Credit Reference Bureau Limited

Complaint dismissed. ODPC, 11 August 2023.

Record ID
ke-odpc-2023-0016
Jurisdiction
Kenya
Regulator
ODPC
Type
determination
Complainant
Erastus Mbaka
Date decided
11 August 2023
Respondent type
private
Sector
banking
Violations
failure to respond to erasure request, unlawful processing
Provisions cited
s.25 DPA 2019, s.56(1) DPA 2019
Outcome
complaint dismissed
Status
final
Source
Official document ↗
Source integrity
SHA-256 75f6dd936ea45f8c…
Record verified
30 July 2026

The facts

The complainant challenged an allegedly erroneous default listing after the Law Society of Kenya Sacco Limited, an interested party, settled another member's loan using his savings, a dispute he had also taken to the Cooperatives Tribunal. The Office found the credit information exchanged between Metropol Credit Reference Bureau and the Sacco had a legal basis under the Banking (Credit Reference Bureau) Regulations, and declined to adjudicate a matter whose crux was live before the Tribunal.

Orders and outcome

The complaint was dismissed, with liberty to relodge it once the Cooperatives Tribunal case concludes. Dated August 2023.

BANKING · DISMISSED · RIGHT-TO-ERASURE · UNLAWFUL-PROCESSING

Cite this decision

ODPC (Kenya), Erastus Mbaka v Metropol Credit Reference Bureau Limited, determination of 11 August 2023. African Data Protection Enforcement Tracker, Law Lab Africa Research, https://research.lawlab.africa/tracker/kenya/odpc/2023/metropol-credit-reference-bureau-limited-law-society-of-keny/ (accessed 30 August 2026).

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